Important
The figures detailed above are an illustrative figure for your information and does not represent a commitment to lend the quoted amount.
Vida Homeloans only accepts mortgage applications from intermediaries where they are providing an advised sales service, with the exception of Non Consumer Buy to Let applications. It is the responsibility of the intermediary to ensure that all applicable law including, without limitation, the Financial Conduct Authority rules on advised mortgage sales are complied with including, without limitation, the provision of adequate explanations.
These results are based on the information you've input being accurate. If any details change, the results will be affected and you should undertake another Maximum Loan calculation.
Vida Homeloans applies a cascade underwriting approach at DIP stage both up and down our range of products – resulting in the right product and rate for your customer.
The results shown are indicative only, based on the specific information that you have supplied about your customer(s). The actual amount we are prepared to lend to your customer(s) is subject to a satisfactory credit reference check, confirmation of their income and expenditure and confirmation of the value and suitability of the property offered as security.
Please note that restrictions may apply to the amount we will be prepared to lend to your customer(s) based on the type of application and product chosen (e.g. different LTV or credit tiers have differing maximum loan amounts). You will need to check our lending criteria to make sure your customer(s) is eligible for the amount they wish to borrow. If any of the details you have supplied change, the amount we would be prepared to lend may also change.
These details are provided for information only and do not bind Vida Homeloans to offer a mortgage to your customer(s).